tag:blogger.com,1999:blog-11801025242526578422024-03-19T00:33:20.043-07:00Rich Mindset BloggerNow Everyone Can Get RichAzizen MdNorhttp://www.blogger.com/profile/04827267416924057557noreply@blogger.comBlogger704125tag:blogger.com,1999:blog-1180102524252657842.post-31495172896374364862011-01-25T19:47:00.000-08:002011-01-25T19:48:12.949-08:00Chinese mistresses jump into the river for BMWBeijing (China Daily/ANN) - Two 25-year-old women who shared the affections of the same man in Jinan, Shandong province, China, jumped into the Yellow River in the hope of snagging a BMW.<br /><br />The pair were both mistresses of a man surnamed Wang, who had separately promised to buy each of them a BMW car.<br /><br />When the two women ran into each other on Jan 3, they began to quarrel about the car. One of them said she would do anything for Wang and jumped into the Yellow River to show she meant it. Not to be outdone, the second one followed suit.<br /><br />A passer-by surnamed Mi saw the two women, one of whom had cut her leg on an icicle, and pulled them from the river before calling their lover.<br /><br />Wang, a construction supplier from the Guangxi Zhuang autonomous region, arrived at the scene with his wife, who denounced the two women and told her husband to return the BMW to her.<br /><br />An anonymous party reported the ensuing row to the police, who recorded the incident, and Wang paid Mi for rescuing the women from the river.Azizen MdNorhttp://www.blogger.com/profile/04827267416924057557noreply@blogger.com1tag:blogger.com,1999:blog-1180102524252657842.post-24609770620887438722011-01-25T19:26:00.001-08:002011-01-26T06:12:31.460-08:00Paragliding at Kokol Hill, Kota Kinabalu, Sabah<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhTgXQ2DFDN2F8tb7b0dMhv9VvaJXauoAJ5H_jd3ohVi6bz0kfp1UwZn6m6Y5JqULElLbD51-0M4b8Tl1B7qI1qtr9_15KAM7vZhrPIX7oihP4pjxba0-krsOpDkblyx3bQVc-QnPydm1g/s1600/P1220340.JPG"><img style="display:block; 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margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 320px; height: 240px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg830ZlAGgqQyc6_Ms2z_WxB0nnEZvM0DyA-Luhpce_ubHgxPOK2mOle6PM_2strgNoyuTpyDtFFl-9vHi5OszBEoqNxzrz6r-likctgAJpLrVI9snPQih9tTMZ2t7X2-BtMvF3yS0p16g/s320/P1200184.JPG" border="0" alt=""id="BLOGGER_PHOTO_ID_5566325754999912162" /></a>Azizen MdNorhttp://www.blogger.com/profile/04827267416924057557noreply@blogger.com2tag:blogger.com,1999:blog-1180102524252657842.post-42801518228091575982011-01-16T06:11:00.001-08:002011-01-16T06:11:56.422-08:00Till cows come home<object width="640" height="385"><param name="movie" value="http://www.youtube.com/v/JECbdRjvmzM?fs=1&hl=en_US"></param><param name="allowFullScreen" value="true"></param><param name="allowscriptaccess" value="always"></param><embed src="http://www.youtube.com/v/JECbdRjvmzM?fs=1&hl=en_US" type="application/x-shockwave-flash" allowscriptaccess="always" allowfullscreen="true" width="640" height="385"></embed></object>Azizen MdNorhttp://www.blogger.com/profile/04827267416924057557noreply@blogger.com0tag:blogger.com,1999:blog-1180102524252657842.post-63095849312062083882011-01-12T16:59:00.001-08:002011-01-12T16:59:32.902-08:00Goldman 'values Facebook at $50 billion'NEW YORK (AFP) - – Facebook has raised $500 million from US investment bank Goldman Sachs and a Russian firm in a deal that values the social-networking website at $50 billion, The New York Times reported on Monday.<br /><br />The investment makes Facebook worth more than fellow Internet companies eBay and Yahoo!, as well as media company Time Warner, the newspaper said, citing sources familiar with the deal.<br /><br />"The stake by Goldman Sachs, considered one of Wall Streets savviest investors, signals the increasing might of Facebook, which has already been bearing down on giants like Google," the daily said.<br /><br />Under the terms of the deal, Goldman has invested $450 million, and Digital Sky Technologies, a Russian investment firm that has already sunk about $500 million into Facebook, invested $50 million, people involved in the talks told the Times.<br /><br />The new money provides the privately held social-networking giant founded by Mark Zuckerberg more firepower to develop new resources, make acquisitions and lure away top employees as it increasingly competes more directly with Internet search giant Google.<br /><br />Goldman has the right to sell part of its stake, up to $75 million dollars, to the Russian firm, the Times said.<br /><br />For Digital Sky Technologies, the new investment means its original investment in Facebook, at a valuation of $10 billion, has climbed fivefold, it noted.<br /><br />"As part of the deal, Goldman is expected to raise as much as $1.5 billion from investors for Facebook at the $50 billion valuation, people involved in the discussions said, speaking on the condition of anonymity because the transaction was not supposed to be made public until the fund-raising had been completed," the Times said.<br /><br />Representatives for Facebook, Goldman and Digital Sky Technologies all declined to comment, it added.<br /><br />Facebook surpassed Google, the world's Internet search leader, in 2010 as the most-visited website in the United States, Internet research firm Experian Hitwise said last week.<br /><br />The social-networking giant has more than 500 million active users per month in the world, and according to comScore attracted 647.5 million unique visits in November, a jump of 48 percent from a year ago.<br /><br />The new investment deal may double the personal fortune of Zuckerberg, the Times said. According to Forbes, Zuckerberg was worth $6.9 billion when Facebook was valued at $23 billionAzizen MdNorhttp://www.blogger.com/profile/04827267416924057557noreply@blogger.com0tag:blogger.com,1999:blog-1180102524252657842.post-54911656794502539592011-01-11T21:50:00.000-08:002011-01-11T21:54:02.940-08:00Laos stock market opens to boost economyThe Lao Securities Exchange opened for business on Tuesday with trading in just two companies.<br /><br />The country, sandwiched between Vietnam and Thailand, is one of the world's poorest nations.<br /><br />It is hoped that the stock exchange will help raise $8bn (£5.1bn) in equity and bond sales to fund investment in the country.<br /><br />The Laos exchange is initially offering shares in two state-owned companies, Electricite du Laos Generation company and Banque Pour Le Commerce Exterieur Lao.<br /><br />The volume of the first day's trading was thin, about 2.14bn kip ($265,000; £170,000).<br /><br />Emulating China<br /> <br />The communist country is hoping to follow the example of neighbouring China which has taken great strides in opening up its economy, albeit in a controlled way, greatly enriching itself and its citizens.<br /><br />Laos is aiming to join the World Trade Organization and become more integrated in the global economy.<br /><br />The BBC's reporter in the region, Vaudine England, says that the stock exchange opening is aimed at foreign investors.<br /><br />Our correspondent says the government in Laos has been trying to attract foreign investment since the 1990s.<br /><br />The problem for the government, she adds, is that the majority of the population is engaged in subsistence agriculture, so there is very little infrastructure in the country.<br /><br />Despite the attractions for foreign investors in this resource-rich country, outside participation in the bourse will be limited at first.<br /><br />The funding for the set-up of the exchange has come from South Korea, which has invested $9.8m, or 49% of the capital, for the venture. The Bank of Laos, the country's central bank, has invested the rest.Azizen MdNorhttp://www.blogger.com/profile/04827267416924057557noreply@blogger.com0tag:blogger.com,1999:blog-1180102524252657842.post-14974834998261575002011-01-10T18:52:00.000-08:002011-01-10T19:01:05.671-08:00Tame the demon of credit card debtThe rate of credit card defaults in Malaysia may not be anywhere near dangerous levels, but it would be sheer folly not to heed the signs of financial distress that it points to among a section of consumers.<br /><br />As the latest Bank Negara Malaysia (BNM) data on credit card spending shows, some RM70.1 million in credit card debt had not been paid for six months or more as of October 2010 (see table). The amount seems quite small in comparison with the total current outstanding balance due from cardholders, which stood at RM26.80 billion at the end of October 2010. <br /><br />However, there is more to the situation than meets the eye. Firstly, the figure for October 2010 is RM8 million more than that for December 2009, indicating that a higher number of card users are unable to roll their finances over and have given up servicing their credit card debt. Secondly, the current outstanding balance in December 2009, which stood at RM24.28 billion, was RM2.52 billion less than the figure for October 2010. <br /><br />Two things are significant about this growing credit card debt. The maths indicates firstly that more people are using their credit cards to finance their lifestyles, although the data does not show how much goes towards paying for essentials and how much is spent on luxuries. That would be important to know in order to understand what the debt pile says about the financial health of wage earners nationwide. For instance, over a quarter of consumers seeking help from BNM’s credit counseling service report that their debt burden became unsustainable when they had to seek medical treatment for themselves or their family members.<br /><br />The second inference is more worrying. The higher amount of outstanding balances shows that the government’s attempt to rein in credit card spending has failed to produce the intended results. In Budget 2010, a RM50 annual service tax was imposed on principal credit cards and RM25 for supplementary cards to discourage the excessive use of credit cards, and so to prevent consumer debt from growing to unsustainable levels. <br /><br />It is true that as a result of the tax, the number of cards in circulation registered a drop of 2.1 million between December 2009 and October 2010. The amount of credit extended also eased by RM2.06 billion from RM115.87 billion at the end of last year. <br /><br />However, despite the lower number of cards in circulation and the concomitant reduction in credit extended, credit card spending has escalated in the past 10 months, and with it a growing number of card holders are unable to service their credit card debt. <br /><br />In October 2010, the amount in overdue balances, from less than three months to more than six months in arrears, stood at RM2.55 billion, equivalent to a tenth of the total current outstanding balance. In December 2009, the figure for payment defaults was slightly lower, at RM2.42 billion.<br /><br />Even if the service tax has not curbed credit card usage, however, it is not a total loss. At least, the tax revenue accrues to the government. The issue therefore appears to be a matter of fine-tuning the regulation of credit card usage. A long standing criticism of the regulatory regime is that the eligibility requirement for applicants of credit cards has been set too low. Currently, an annual income of RM30,000 is sufficient to qualify for a card. This, it has been argued, is an invitation to financial disaster. <br /><br />A more effective strategy to curb credit card dependency, some analysts have pointed out, is to impose a surcharge on card usage, so that the more one spends the costlier it is for the card user.<br /><br />For the low income earner with limited or perhaps no disposable income, the lifeline that a credit card appears to give him, turns out in fact to be a trap which eventually leaves him unable to service the financing charges that pile up when he pays just the minimum amount due per month. How the authorities can allow this situation to continue, where the poor end up putting their finances into jeopardy is a question that boggles the mind. <br /><br />The inequities that result from credit card dependency among the middle and lower income group, stemming from usurious interest rates and late payment charges must rank among the most unconscionable forms of oppression that the modern economy has produced, along with the Third World debt burden and the undermining of traditional economies by neo-liberal trade rules.<br /><br />Although the credit card debt situation in the country is in no apparent danger of turning sour in a hurry, it may be useful to draw some lessons from the consumer credit crisis that is threatening to come to a head in the US and elsewhere in the developed world.<br /><br />In the US, particularly, where domestic spending accounts for some 70% of the GDP, the economic contraction that was brought on by the bursting of its property market has had a strong impact on credit card spending. For perspective, consider that in 2005, America’s 164 million credit card holders charged US$2 trillion to their credit cards, putting themselves into a highly unsustainable debt situation.<br /><br />Not surprisingly, as US property prices began to peak around that period, the number of young Americans between the ages of 25 and 35 who were living with their parents shot up at the same time that home ownership figures plunged.<br /><br />Today, as the promise of a recovery continues to elude much of middle class America, a whole range of commentators are giving their fellow citizens well meaning advice on how to survive the worst economic crisis in living memory. The tips range from hoarding gold to investing in arable land, and even to buying guns, in anticipation of civil unrest from millions of disgruntled citizens.<br /><br />We have not gone too far down the path of a debt-driven economy to fear such a fate, but the welfare of our people requires an honest look at where we are headingAzizen MdNorhttp://www.blogger.com/profile/04827267416924057557noreply@blogger.com0tag:blogger.com,1999:blog-1180102524252657842.post-64472659869479902652011-01-10T18:46:00.000-08:002011-01-10T18:51:45.335-08:00Awek Siam yang cun giler<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjAGrF0JvIOXKn7I90Z1zgbljVRYm29O22bT9lRjjIpbI76PwtFMuYaBmm5d5HXoYbuh6Sj5ynRdudxlDpoGr3SSZ7uKdaos8r4xpaGLjiQ6lWwoajcQ1nO8VNRpDp4duaE1ezSAD6hQXo/s1600/Photo0081%255B1%255D.jpg"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 320px; height: 240px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjAGrF0JvIOXKn7I90Z1zgbljVRYm29O22bT9lRjjIpbI76PwtFMuYaBmm5d5HXoYbuh6Sj5ynRdudxlDpoGr3SSZ7uKdaos8r4xpaGLjiQ6lWwoajcQ1nO8VNRpDp4duaE1ezSAD6hQXo/s320/Photo0081%255B1%255D.jpg" border="0" alt=""id="BLOGGER_PHOTO_ID_5560755419793042226" /></a><br />nama- ta<br />umur- 25thn<br />status - single n available<br />kerja - jual ayam goreng dan pulut<br />lokasi selatan thaiAzizen MdNorhttp://www.blogger.com/profile/04827267416924057557noreply@blogger.com0tag:blogger.com,1999:blog-1180102524252657842.post-50208180929097045772011-01-07T23:12:00.000-08:002011-01-07T23:14:44.339-08:00The US Dollar will rally againI own the US dollar at the moment because there have been many-many skeptics on the US dollar. I expect it to rally for a while. I do not know whether I would own it for a week or a month or a year. I just do not know. I do know that as long as there are many-many skeptics, there is a good chance that it will rally, there are some things going on in the US which may cause the rally to go even further. <br /><br />I am not selling my dollars if it goes down, I might even buy more US dollars, but longer term the US dollars may be in terrible-terrible shape. It is a very flawed currency; I do not plan to own the US dollar 5-10 years from now.Azizen MdNorhttp://www.blogger.com/profile/04827267416924057557noreply@blogger.com0tag:blogger.com,1999:blog-1180102524252657842.post-22925604164474292822011-01-06T21:07:00.000-08:002011-01-06T21:08:31.051-08:00The beginning of paragliding<object width="480" height="385"><param name="movie" value="http://www.youtube.com/v/Vq1yPf4iSm8?fs=1&hl=en_US"></param><param name="allowFullScreen" value="true"></param><param name="allowscriptaccess" value="always"></param><embed src="http://www.youtube.com/v/Vq1yPf4iSm8?fs=1&hl=en_US" type="application/x-shockwave-flash" allowscriptaccess="always" allowfullscreen="true" width="480" height="385"></embed></object>Azizen MdNorhttp://www.blogger.com/profile/04827267416924057557noreply@blogger.com0tag:blogger.com,1999:blog-1180102524252657842.post-7027748615081346722011-01-06T20:29:00.000-08:002011-01-06T20:31:04.328-08:00HDBSVR: KLCI to trade with upward biasKUALA LUMPUR: Hwang DBS Vickers Research (HDBSVR) said the benchmark index FBM KLCI is likely to trade on an upward bias on Tuesday, Dec 14 following the mere 2.5 index-point increase on Monday (versus a total of 14-index points lost last Friday).<br /><br />“We expect FBM KLCI to stay above the psychological mark of 1,500 for now and likely to continue its uptrend to reach the immediate resistance level of 1,525 before the year end,” it said.<br /><br />HDBSVR said over in the U.S. market, key equity indices on Wall Street ended fairly unchanged between -0.5% and +0.2% as focus was on the Senate which has started to vote on US President Barack Obama’s tax-cut agreement with the Republicans.<br /><br />“In terms of individual stock’s share price action, there could be interest on: (a) Proton Holdings, which has disclosed that the total forecasted capital expenditure for Group Lotus plc’s business turnaround plan is about GBP480m (RM2.4b) over a five-year period as opposed to the GBP770m (RM3.8b) over 10 years; and (b) PLANTATION [] counters, as CPO price hit a 30-month high yesterday,” it said.Azizen MdNorhttp://www.blogger.com/profile/04827267416924057557noreply@blogger.com0tag:blogger.com,1999:blog-1180102524252657842.post-27779157385539746322011-01-06T19:04:00.000-08:002011-01-06T20:28:52.562-08:00Paragliding in Chumpon & Phuket, Thailand<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjmWrFFcgNA-4AJ8-O5CFesq64g28DRC0tYyd51mT2jA5bTEolKre-pcvgr3Qg4hEyCXW7cB5-JpKAzXT3B6LFupF1mPwKP0Oh5T0aK7KiuMSmqKlYQZmeiOwcmjwh7ogTgnoVniYz-6UA/s1600/Photo0056.jpg"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 320px; height: 240px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjmWrFFcgNA-4AJ8-O5CFesq64g28DRC0tYyd51mT2jA5bTEolKre-pcvgr3Qg4hEyCXW7cB5-JpKAzXT3B6LFupF1mPwKP0Oh5T0aK7KiuMSmqKlYQZmeiOwcmjwh7ogTgnoVniYz-6UA/s320/Photo0056.jpg" border="0" alt=""id="BLOGGER_PHOTO_ID_5559296168897708994" /></a><br /><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhUVfjbz0NUVZ4liARWokunVe_iD7lwJ08UC8A1zoB9wyo0eH1pyOzJDVeLr5ikKtP8819LyRvO5Z7gYpxQwyl9Mf3cEeoQfyf2_nfeKKzlv1uCWE5KVDbgIR5nk8DWff7rwpA3OR6Gxsk/s1600/Photo0058.jpg"><img style="display:block; 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margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 320px; height: 240px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg_a9CgsHOQ7Pk3ZqDmWQHYBXb87wYzcMvX9jbGJqczLj9pP5pSx_1-sIAeCkXCisCxaSL8WddX1fobf2GJvsc9_h_JtMgSJw84YRsGSu0OvvYgCbjLmJyTl0TofQi8Tp3sV7DuoA4vzd4/s320/PC250037.JPG" border="0" alt=""id="BLOGGER_PHOTO_ID_5559276232860157170" /></a>Azizen MdNorhttp://www.blogger.com/profile/04827267416924057557noreply@blogger.com0tag:blogger.com,1999:blog-1180102524252657842.post-9508814880877429582010-12-13T19:25:00.001-08:002010-12-13T19:25:54.821-08:00Jim Rogers bets on farm, shuns Wall StreetNEW YORK: Investor guru Jim Rogers says life on the farm will bring far more riches in coming years than the trenches of Wall Street.<br /><br />Rogers, a commodities evangelist for more than a decade, has tweaked his pitch, saying the producers of the world whether individuals, companies or countries will become the new growth sector.<br /><br />In short, Rogers told the Reuters 2011 Investment Outlook Summit in New York, being productive, saving the fruit of your labour and owning hard assets hold the keys to a bright future.<br /><br />All these people who got MBAs made a mistake. The city of London and Wall Street are not going to be great places to be in the next two or three decades. It's going to be the people who produce real goods, he saidAzizen MdNorhttp://www.blogger.com/profile/04827267416924057557noreply@blogger.com0tag:blogger.com,1999:blog-1180102524252657842.post-27060466242188085412010-12-13T19:20:00.000-08:002010-12-13T19:21:16.344-08:00Jim Rogers Bets on China's RenminbiGlobal currencies have come into the spotlight this year as struggling economies like the European Union and the U.S. have issued massive stimulus to jump-start growth. The result is that emerging-market currencies have popped as investors turned to the higher-yielding currencies leading to accusations that some countries are artificially depressing their money. <br />China also has come under significant fire by not letting its local currency, the renminbi, appreciate fast enough in value, meaning its goods are cheaper to buy in other countries which helps its export business. On the flip side, other countries have a harder time breaking into the wallets of the Chinese consumer because of the high import price. <br />Currency battles ignited even more as the European sovereign debt crisis and contagion fears spread throughout the EU. The euro plunged to levels not seen since the Lehman Brothers crisis and had many investors calling for parity with the dollar. The CurrencyShares Euro Trust(FXE) fund has fallen 8.5% year to date. <br />The U.S. dollar has been on shaky ground as well. PowerShares DB US Dollar Index Bullish(UUP) is up 1% for the year while PowerShares DB US Dollar Index Bearish(UDN) has lost 4%. <br />Although the dollar has gained as the euro suffered, expectations are that the Federal Reserve's $600 bond-buying program will lead to money printing and devaluation. <br />With sentiment negative on the euro and mixed on the U.S. dollar, I recently sat down with Rogers, a legendary contrarian investor, to see what currencies he would be buying and which ones he would be avoiding. <br />I want to get your take on what the fate of the euro will be in the next year . <br />Rogers: Next year? I'm not smart enough to know that; you should watch TheStreet.com ... I'm not very good at short-term trading or market timing. I own the euro; whether I own it another day or another year or another five years I don't know. I don't think it will be around in 10 years so I doubt if I'll own it then but I have to watch to see what happens. <br />So if you don't think it's going to be there in 10 years, why are you owning it now? <br />Because last summer everybody got extremely pessimistic and everybody was dumping the euro as fast as they could and in my experience when everybody's on one side of the boat you should go to the other side of the boat and so I stepped in and bought it and it went up.<br />undefined<br />AddAzizen MdNorhttp://www.blogger.com/profile/04827267416924057557noreply@blogger.com0tag:blogger.com,1999:blog-1180102524252657842.post-3646430424100406602010-12-13T19:17:00.000-08:002010-12-13T19:18:47.586-08:00If You Want To Make A Fortune, Don`t Get An MBA.“The power is shifting again from the financial centers to the producers of real goods. The place to be is in commodities, raw materials, natural resources.<br /><br />Don’t go to Harvard Business School. If you want to make fortunes and come back and donate large sums of money to Balliol you’re not going to do it if you get an MBA.”<br /><br />Jim RogersAzizen MdNorhttp://www.blogger.com/profile/04827267416924057557noreply@blogger.com0tag:blogger.com,1999:blog-1180102524252657842.post-82336000419788606712010-12-02T05:44:00.000-08:002010-12-02T05:45:31.364-08:00Everyday investors wonder if market is riggedNEW YORK — The Wall Street insider trading investigation may lead everyday investors — already rattled by a stock market meltdown, a one-day "flash crash" and the Madoff scandal — to finally conclude that the game is rigged. <br /><br />"A large part of trading has to do with trust, and I don't have it," says Mark Swenson, a 43-year-old plumber from New Hampshire who refuses to buy individual stocks.<br /><br />.."When a stock moves up 10 percent, you don't know why," he added. "We can pretend that everyone has access to the same information, but they don't."<br /><br />Even before news broke that federal investigators were looking into whether hedge funds traded on inside information, small-time investors were pulling their money out of stocks — despite a remarkable run for the market since the spring of 2009.<br /><br />Hedge funds are speculative funds which make large bets on market movements and are usually used by wealthy private investors or institutions.<br /><br />Americans have pulled $60 billion out of U.S. stock funds this year, according to the Investment Company Institute, a trade group. Meanwhile, investors have piled money into Treasurys and bond funds that are considered safer investments. And at the same time, banks like Wells Fargo have reported that money is moving into checking and savings accounts.<br /><br />To be sure, it's natural for people worried about their jobs or the falling value of their homes to sock cash into more conservative investments. But this has been no garden-variety recession.<br /><br />It has coincided with turmoil in the stock market that goes back a decade, to the collapse of the Internet bubble and portfolio-draining scandals involving high-flying companies such as Enron and WorldCom.<br /><br />More recently, investors have lived through the housing bubble, the collapse of Wall Street firms such as Bear Stearns and Lehman Brothers and stomach-churning days when it wasn't clear whether capitalism would survive. On top of that came news that financier Bernard Madoff had bilked investors out of billions.<br /><br />"Virtually everyone on the Street believes there are significant improprieties, and I think there is an even more important point for the massive number of investors who are not Wall Street players," says former New York Gov. Eliot Spitzer, once known as the "sheriff of Wall Street" for aggressively prosecuting white-collar crime as state attorney general. "And that is for most of us, you can't beat these guys at their own game."<br /><br />Some pros on Wall Street say hesitation by small investors is good news. It means that there's plenty of "dry powder" to propel the market higher in the next few months when and if the little guy finally relents and joins in the rally.<br /><br />The insider-trading probe could test that theory.<br /><br />The FBI this week searched the offices of three hedge funds, and some of Wall Street's most influential firms, including Janus Capital Group, have been subpoenaed in the probe.<br /><br />On Wednesday, an employee of a firm that supplied market intelligence to hedge funds was arrested and charged, among other things, with conspiracy to commit securities fraud. It was not yet known whether the man dealt with the funds raided this week.<br /><br />For Swenson, the allegations of insider trading are unnerving, particularly on top of the "flash crash" in May, when a computerized selling program set off a chain reaction that drove the Dow Jones industrials down nearly 1,000 points in mere minutes.<br /><br />The sell-off was a reminder to some individual investors that hedge funds and other powerful traders use computer programs to make rapid-fire stock trades, giving them an advantage over the slower smaller investor.<br /><br />"The hedge funds are resorting to more questionable tactics. It's mind-boggling," says Swenson, who invests largely in exchange-traded funds, which track market indexes and can be traded throughout the day, unlike mutual funds.<br /><br />Spitzer says the new insider trading probes illustrate how the game is tilted against small investors.<br /><br />"If you are sitting there in front of a screen, thinking your information is going to be good enough to make smart judgments that will permit you to outperform the hundreds of thousands of people on Wall Street who have access to better information and more timely information than you, you're mistaken," Spitzer says.<br /><br />It's not the first time small investors have been scared out of stocks.<br /><br />To combat such an impression, the Securities and Exchange Commission was established in 1934, and "circuit breakers" were instituted after the 1987 crash to stop massive selling. But all of the safeguards don't seem to be helping lately.<br /><br />"If the stock markets had any reputation for integrity, they lost it in the past year," Geisst says.<br /><br />Restoring small investors' confidence may depend on whether they see ample evidence that federal regulators are successfully cracking down on bad behavior, says Ross B. Intelisano, a securities fraud attorney with the firm Rich & Intelisano.<br /><br />The market needs them back. Most of the stock in U.S. companies, both public and private, is held by individuals, not institutions, according to Federal Reserve data.<br /><br />Small investors may be comforted to know that professional investors don't always fare better, even with the edge they have over the masses.<br /><br />Numerous studies have shown that mutual funds overseen by professional stock pickers often are outperformed by computer-driven index funds.<br /><br />The record for hedge funds hasn't been so impressive, either. Since 2008, when the number of those funds hit 10,000, nearly 3,000 have gone out of business, according to Hedge Fund Research in Chicago.<br /><br />"The edge is hugely exaggerated," says Richard Ferri, founder of the investment advisory firm Portfolio Solutions and an advocate of low-cost index funds. "If the small investor does the right thing, he can do better than 99 percent of anyone else."Azizen MdNorhttp://www.blogger.com/profile/04827267416924057557noreply@blogger.com0tag:blogger.com,1999:blog-1180102524252657842.post-82124982561734839262010-11-07T04:42:00.000-08:002010-11-07T04:51:50.881-08:00Malaysian tourists trapped in Hat Yai floodBANGKOK: Hundreds of tourists including Malaysians are still trapped in the Hat Yai district of Songkhla province as the district is still inundated between two and three metres while the death toll in the country due to floods rose to 104 today.<br /><br />Floods hit the southern part of the country since yesterday and apart from Hat Yai, two other districts in the South – Pathalung and Nakhon Si Thammarat have been declared flood disaster zones while Pattani and Narathiwat provinces have also been hit by floods.<br /><br />The affected tourists are stuck at hotels and railway stations in Hat Yai. However, their exact number has yet to be ascertained.<br /><br />The Bank of Thailand today announced that 121 of its branches in the South have been closed temporarily due to the floods.<br /><br />A total of 162 schools comprising 127 schools in Songkhla, 22 in Narathiwat and 13 schools in Patani have also been closed temporarily.<br /><br />Thailand's Disaster Prevention and Mitigation Department said the 104 dead were from the northern, northeastern, eastern and central provinces of Thailand.<br /><br />Apart from the newly-hit southern Thailand, floods still remained in 21 provinces in the northern, northeastern, eastern and central parts of Thailand and close to one million people have been displaced.<br /><br />However, the flood situation in 17 provinces including Chiang Mai, Sa Kaeo, Samut Prakan and Nakhon Pathom has eased.<br /><br />Chairman of the Tourism Council of Thailand, Konkrit Hiranyakit, said about 500,000 tourists visit Hat Yai annually and half of them come from Malaysia.<br /><br />He said the flood was expected to drive away at least 120,000 tourists in Hat Yai this year with tourism losses estimated at 1.2 billion Baht.<br /><br />"It is going to take at least three weeks to restore the situation in Hat Yai. Prime Minister Abhisit Vejjajiva visited flood areas in Songkhla today," he added.Azizen MdNorhttp://www.blogger.com/profile/04827267416924057557noreply@blogger.com0tag:blogger.com,1999:blog-1180102524252657842.post-43382036389587796042010-10-25T19:09:00.001-07:002010-12-02T05:43:11.968-08:00Satun_Langkawi_KL_JB_Singapore<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgOB4eSd27Gk76AIZbSPbyj0eoJPi551pZBucbVqMvGuPT257Nm_v4VVJtOSbRsPgDNJ9WSlTzc2uNSd0lxUERQBo_IirO9BcUT1fNfGJyT3fcgQxUCvS7efLXkpBzezZKF3PdJwtRo4WA/s1600/PA240118.JPG"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 320px; height: 240px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgOB4eSd27Gk76AIZbSPbyj0eoJPi551pZBucbVqMvGuPT257Nm_v4VVJtOSbRsPgDNJ9WSlTzc2uNSd0lxUERQBo_IirO9BcUT1fNfGJyT3fcgQxUCvS7efLXkpBzezZKF3PdJwtRo4WA/s320/PA240118.JPG" border="0" alt=""id="BLOGGER_PHOTO_ID_5546079766318185058" /></a><br /><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj6YWaxCmEXHl_RDSv8kTwsuFhr1panbHsn-A5z3p2sgA68820vHWCYN1BCaAbLHeKnkYkKPtmtt_kpqr9Lq9_IBl946Abt84Aw1SexZlO2mJ-V-zPqnAXSdLjORSRD742i9IgFyWhvWNw/s1600/PA240115.JPG"><img style="display:block; 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margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 320px; height: 240px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgMVgT1y_tXVBbWhfN4hhIYXKUSb8lBxxmuqUIeH4glACvmBdT-6JlxRcQQ0AabOQnuwoWYIQVCg_ONFoSh9ZA6tBdX-Mz4rYHO2iQANV-umkuYXBRZ7fuE0xjMEkG8QWjz5AJeQjMU1fdQ/s320/PA200001.JPG" border="0" alt=""id="BLOGGER_PHOTO_ID_5532316573006501890" /></a>Azizen MdNorhttp://www.blogger.com/profile/04827267416924057557noreply@blogger.com0tag:blogger.com,1999:blog-1180102524252657842.post-26175848390308684122010-10-17T05:27:00.000-07:002010-10-26T08:04:17.245-07:00Satun_Hatyai_Pattani_Dannok<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgNzst0h-IZXe1gXE-gzHNjlK5AZz54a-TzEdi0hEtx0kK9A55FwqRQdzHDCyE1c2PMov3eVIIToKizo7S9E5PChWrzrw6vNWISrxBIAiUfoso44XiXcIesorQ9x7D5hRGMStf7N_hypoqf/s1600/PA180041.JPG"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 320px; height: 240px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgNzst0h-IZXe1gXE-gzHNjlK5AZz54a-TzEdi0hEtx0kK9A55FwqRQdzHDCyE1c2PMov3eVIIToKizo7S9E5PChWrzrw6vNWISrxBIAiUfoso44XiXcIesorQ9x7D5hRGMStf7N_hypoqf/s320/PA180041.JPG" border="0" alt=""id="BLOGGER_PHOTO_ID_5532365299039298530" /></a><br /><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgUB7XSdUTxlWsPsubVIvNVaQF5YMED3rGWO6UlET_OLUpJVGiJXFMTZyAAEy3i_TduPDa6LcBOswcraM7gzKFBoTnq_pCROHPZnk-KaJO4bsKdxhfWVeDs8qaS25wrux0K1ILIfPd3p89Y/s1600/PA180042.JPG"><img style="display:block; 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margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 320px; height: 240px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi0xbI9hr-TPreyONcur-peEiIbR2cCCgVlwC_OPUB_qnMbY_OLg90t6aGyGdbjTAOsD9EPRoQp10Os5DzH-yx0zMHJSWSC92bjYVVSSh40aNIyrxs5P0RJNbD3wYwj3KW3uE-5Y1CcKc0H/s320/PA190054.JPG" border="0" alt=""id="BLOGGER_PHOTO_ID_5532348335318303634" /></a>Azizen MdNorhttp://www.blogger.com/profile/04827267416924057557noreply@blogger.com0tag:blogger.com,1999:blog-1180102524252657842.post-50253665054341348082010-10-17T05:26:00.000-07:002010-10-17T05:27:27.985-07:00Lagu Orang Pattani<object width="480" height="385"><param name="movie" value="http://www.youtube.com/v/lCU4JBQ9OLE?fs=1&hl=en_US"></param><param name="allowFullScreen" value="true"></param><param name="allowscriptaccess" value="always"></param><embed src="http://www.youtube.com/v/lCU4JBQ9OLE?fs=1&hl=en_US" type="application/x-shockwave-flash" allowscriptaccess="always" allowfullscreen="true" width="480" height="385"></embed></object>Azizen MdNorhttp://www.blogger.com/profile/04827267416924057557noreply@blogger.com0tag:blogger.com,1999:blog-1180102524252657842.post-11195676626414417302010-10-10T02:57:00.000-07:002010-10-10T02:59:24.059-07:00The Fed is dead, maybe by 2012ARROYO GRANDE, Calif. (MarketWatch) — OK, so Nassim Nicholas Taleb, the “Black Swan” author, actually said: “The Fed won’t exist in 25 years.” Warning: It’ll happen much sooner, fallout of the coming Second American Revolution. <br /><br />It’s inevitable: Wall Street banks control the Federal Reserve system , it’s their personal piggy bank. They’ve already done so much damage, yet have more control than ever. <br /><br />Tea-party activists in their own wordsTea-party activists talk to Russ Britt on what their movement represents. <br />Warning: That’s a set-up. They will eventually destroy capitalism, democracy, and the dollar’s global reserve-currency status. They will self-destruct before 2035 … maybe as early as 2012 … most likely by 2020. <br /><br />Last week we cheered the Tea Party for starting the countdown to the Second American Revolution. Our timeline is crucial to understanding the historic implications of Taleb’s prediction that the Fed is dying, that it’s only a matter of time before a revolution triggers class warfare forcing America to dump capitalism, eliminate our corrupt system of lobbying, come up with a new workable form of government, and create a new economy without a banking system ruled by Wall Street. <br /><br />Read 'America on the brink of a Second Revolution.' <br /><br />Let’s reexamine the timeline closely: <br /><br />Stage 1: The Democrats just put the nail in their coffin confirming they’re wimps when they refused to force the GOP to filibuster Bush tax cuts for billionaires. <br /><br />Stage 2: In the elections the GOP takes over the House, expanding its strategic war to destroy Obama with its policy of “complete gridlock” and “shutting down government.” <br /><br />Stage 3: Post-election Obama goes lame-duck, buried in subpoenas and vetoes. <br /><br />Stage 4: In 2012, the GOP wins back the White House and Senate. Health care returns to insurers. Free-market financial deregulation returns. Lobbyists intensify their anarchy. <br /><br />Stage 5: Before the end of the second term of the new GOP president, Washington is totally corrupted by unlimited, anonymous donations from billionaires and lobbyists. Wall Street’s Happy Conspiracy triggers the third catastrophic meltdown of the 21st century that Robert Shiller of “Irrational Exuberance” fame predicts, resulting in defaults of dollar-denominated debt and the dollar’s demise as the world’s reserve currency. <br /><br />Stage 6: The Second American Revolution explodes into a brutal full-scale class war with the middle class leading a widespread rebellion against the out-of-touch, out-of-control Happy Conspiracy sabotaging America from within. <br /><br />Stage 7: The domestic class warfare is exaggerated as the Pentagon’s global warnings play out: That by 2020 “an ancient pattern of desperate, all-out wars over food, water, and energy supplies would emerge” worldwide and “warfare is defining human life.” <br /><br />In this rapidly unfolding scenario, the Fed cannot survive. Why? Not because the Fed is at the center of America’s economic problems, beyond repair, a dying institution. But because the Fed is a pawn of Wall Street’s Happy Conspiracy, which is incapable of seeing the train wreck that it set up. <br /><br />This out-of-control, conspiracy of greedy Wall Street bankers, corporate CEOs, corrupt politicians and Forbes 400 billionaires will, in the near future, trigger the third catastrophic meltdown of the 21st century, a collapse that paradoxically can transform America into a new, stronger post-capitalist economy … but only after a revolution and brutal class warfare. But few will talk about what’s coming. <br /><br />Warning: Never trust the American Treasury Secretary <br />So who can you trust to tell us the truth? Taleb says it’s very simple. His “simple metric” was made clear at a recent “Washington Ideas Forum” in a piece by Atlantic editor Nicole Allan: Unfortunately most fail Taleb’s test. Most get it wrong. Many lie, exaggerate, speak half-truths or, worse, say nothing. <br /><br />Here’s Taleb’s “simple metric for judging whose economic opinions are worth his time: ‘Did someone predict the crisis before it happened” in the past? “If the answer is no, I don’t want to hear what the person says. If the person saw the crisis coming then I want to hear what they have to say” about future crises. <br /><br />Taleb target No. 1: Treasury Secretary Tim Geithner, who spoke just before Taleb at the forum. Of course, experience tells us you really can’t trust anyone in government. All politicians fudge the numbers, cherry-pick data to suit their personal goals, biases and political rhetoric. <br /><br />Remember Hank Paulson, Wall Street’s Trojan Horse inside Washington? Earlier he had made over half a billion as Goldman’s CEO. Back in July 2007 before the meltdown he bragged to Fortune that this is “the strongest global economy I’ve seen in my business lifetime.” Never trust anything “leaders” like him say. Never.Azizen MdNorhttp://www.blogger.com/profile/04827267416924057557noreply@blogger.com0tag:blogger.com,1999:blog-1180102524252657842.post-27903249451349877472010-10-09T05:05:00.000-07:002010-10-09T05:09:49.335-07:00Fed Needs to Pump Trillions More Into EconomyThe Federal Reserve needs to pump at least $6 trillion to $7 trillion more into the U.S. economy to have any meaningful impact on sluggish growth, former Bush economic adviser Marc Sumerlin told CNBC. <br /><br />Sumerlin, co-founder of The Lindsey Group, a Washington DC-based economic advisory group, also said that the U.S. would fall back into a recession if the Bush tax cuts aren't extended beyond this year.<br /><br />The Fed has hinted for weeks that it is ready to buy up more debt in the credit markets to help spur the economy, which is still recovering from the financial crisis of 2008. The U.S. central bank has already spent over $1 trillion since early 2009 to keep credit markets liquid in what has become known as quantitative easing, or QE. (For a fuller explanation, click here.)<br /><br />Although the Fed hasn't indicated how much more money it might pump into the economy—which has been labeled QE-2—Sumerlin's recommendation goes well beyond what most other economists expect or even recommend.<br /><br />"U.S. households have $70 trillion in assets," Sumerlin explained during a live interview. "And the Fed essentially needs to buy enough Treasurys and mortgages that you can get a bid on all those other assets. And when you have leakage in the international system it takes a pretty big amount to be successful. To me, it starts to get interesting at six to seven trillion dollars." <br /><br />Sumerlin's comments, which came around midday, helped push stocks lower.<br /><br />“To get someone who was part of the former economic council saying the Fed will need to step up big and do $6 trillion in (asset purchases), was a bit of a shock and created a bit of nervousness,” Marc Pado, market strategist at Cantor Fitzgerald, told CNBC.com.<br /><br />Few economists expect the Fed to commit that much new money to helping the economy, and many think any further quantitative easing wouldn't have that much impact anyway.<br /><br />Pimco co-CEO Mohamed El-Erian, for instance, told CNBC earlier Thursday that further monetary easing by the Fed and other central banks probably won't work.<br /><br />"The risk is that this may be ineffective again," he said. "In fact, the big story of the last year and a half is every time we have had a policy action, outcomes have fallen short of expectations."<br /><br />Raoul Pal, global macro analyst for the Global Macro Investor, who appeared with Sumerlin on CNBC, also questioned the wisdom of further easing. <br /><br />"There is no evidence that it's ever worked in the past, so there is no real evidence that it will work now," Pal said. "So I think it's a high risk thing for them to try and do. I also don't believe you can get the money in the system. Even if it's $6 trillion, I don't think it's going to get in the system because there is no velocity of money. So all you end up doing is buying the Treasurys off the banks who will keep the money at the Fed."<br /><br />As for extending the Bush tax cuts—which Congress has put off voting on until after the November elections—Sumerlin said "we will have a recession" if they are allowed to expire.<br /><br />"Because we're growing too slowly," he said. "If you look at the quarters when the tax cuts went in, there was very substantial growth. People forget that the third quarter of 2003, we grew at 7 percent when the tax cuts—the full marginal rates—took effect. Running that in reverse causes the opposite to happen."Azizen MdNorhttp://www.blogger.com/profile/04827267416924057557noreply@blogger.com0tag:blogger.com,1999:blog-1180102524252657842.post-18520635259973842322010-10-09T05:04:00.000-07:002010-10-09T05:05:12.316-07:00Dollar crunched againThe U.S. dollar dropped to its lowest level since January, even as a prominent Federal Reserve official cast doubt on the assumption that the Fed will move toward another round of asset purchases at next month's regularly scheduled meeting.<br /><br />Trade trauma ahead?<br />The U.S. currency fell to 81.8 yen, its lowest since April 1995, and was trading at $1.39 against the euro. The dollar index tumbled to 77.2, matching a low last seen in January.<br /><br />The latest declines came after Friday's weak jobs report seemingly boosted the case for a return to so-called quantitative easing, in which the Fed buys Treasury bonds to push down interest rates. Private nonfarm payrolls rose by 64,000 last month, showing a tepid recovery continues but falling short of expected 75,000-job gain.<br /><br />The figures "are well clear of a 'double-dip' signal for the economy but they are consistent with continued disinflation which supports the case for an expansion of Fed QE at the November FOMC meeting," Tullett Prebon economist Lena Komileva wrote in a note to clients.<br /><br />But James Bullard, the president of the Federal Reserve Bank of St. Louis, said in an interview on CNBC Friday that the push toward more easing isn't a "slam dunk" and stressed that members of the Federal Open Market Committee will decide only after reviewing more data on the economy.<br /><br />Bullard also noted the potential drawbacks to another round of QE, reflecting comments made in recent weeks by other regional Fed presidents.<br /><br />"This is unchartered waters... (inflation) may get away from us if we are not careful," Bullard said.<br /><br />Among the chief risks of still looser Fed policy has become apparent in recent weeks with the outbreak of hostilities in currency markets. A weaker dollar pushes up the value of rival currencies, making it harder for growth-strapped countries to export their way out of their problems.<br /><br />The great fear should the Fed commit to another round of QE, Komileva said, is that it will end up "exporting deflation to the rest of the world through weak domestic demand and global currency majors' strength against the dollarAzizen MdNorhttp://www.blogger.com/profile/04827267416924057557noreply@blogger.com0tag:blogger.com,1999:blog-1180102524252657842.post-14069867805392310582010-10-04T23:44:00.000-07:002010-10-04T23:45:16.502-07:00French rogue trader Kerviel faces verdictPARIS (AFP) - – A French court will pass verdict Tuesday on rogue trader Jerome Kerviel who faces up to four years in prison for covert stock trades that Societe Generale bank says cost it almost five billion euros.<br /><br />Kerviel's lawyer has called for the 33-year-old to be acquitted, blaming the bank for the 2008 rogue trading scandal that almost destroyed it, while prosecutors have demanded four years' jail plus one year suspended.<br /><br />The verdict hearing at Paris's main courthouse starts at 10:00 am (0800 GMT) and is set to last about an hour.<br /><br />Kerviel has admitted regularly exceeding trading limits and logging false transactions to cover his gambles, but said this was common practice among traders and that his bosses turned a blind eye as long as earnings were high.<br /><br />At the last trial hearing in June, his lawyer Olivier Metzner asked how a "normal boy" like Kerviel could "end up here", facing years in jail on charges of breach of trust, forgery and entering false data into computers.<br /><br />"How do you create (people like Kerviel) if not for financial gain?" he said, referring to the bank.<br /><br />Kerviel's former employers and the state prosecutors bringing criminal charges have branded him a liar who knowingly misled his bosses and put Societe Generale and its employees in peril.<br /><br />His defence has always been that his bosses knew of and approved his risky deals, which he says were visible to his colleagues and bosses on the trading desk.<br /><br />On discovering the risky deals in January 2008, Societe Generale was forced to unwind positions worth 50 billion euros (69 billion dollars) -- equal to nearly all its shareholder capital at the time.<br /><br />The bank has admitted failings in its controls, for which it was fined four million euros in July 2008, but insisted at the trial that managers could not have tracked all Kerviel's trades when he logged false data to cover them.<br /><br />Societe Generale's lawyers said it wants 4.9 billion euros in compensation from Kerviel. He could also face a fine of 375,000 euros.<br /><br />The trial heard from more than 30 witnesses but shed little light on what motivated Kerviel, who said simply that he "tried to do his job in the interests of the bank."<br /><br />"Why did he do these things? Hoping for a bonus? To become a star?" state prosecutor Philippe Bourion asked in June.<br /><br />"That's the only mystery the prosecution will not be able to solve."Azizen MdNorhttp://www.blogger.com/profile/04827267416924057557noreply@blogger.com0tag:blogger.com,1999:blog-1180102524252657842.post-70592534465348612692010-10-04T06:45:00.000-07:002010-10-04T06:47:27.231-07:00PAS to pick 'non-smoking candidate'KUALA LUMPUR (AFP) – Malaysia's conservative Islamic party will field only a candidate who does not smoke in an upcoming by-election, reports said Sunday, as the party seeks to boost its Islamic image.<br /><br />The Pan-Malaysia Islamic Party (PAS), which is a part of the opposition alliance, said the candidate it will pick for the poll in northern Kelantan state must display good Islamic character and the person must be a non-smoker.<br /><br />"I will reject smokers from the start. They are not only ruining their health but also wasting money," PAS spiritual leader Nik Abdul Aziz Nik Mat was quoted as saying by the New Sunday Times paper.<br /><br />He also told the Malay newspaper Berita Minggu that the candidate must also pray regularly and be a non-gambler. No date has been fixed for the by-election, but PAS has said it will field a candidate to contest the poll.<br /><br />There are no clear religious edicts banning smoking, but Nik Abdul Aziz has said previously that some Muslim scholars consider smoking as forbidden.<br /><br />In 2007, PAS said it was planning to field in national polls only non-smoking candidates or those who were willing to kick the habit.<br /><br />The Islamic party has also asked its candidates to take on oath promising to divorce their wives if they to defect to other parties.Azizen MdNorhttp://www.blogger.com/profile/04827267416924057557noreply@blogger.com0